Shopping Missy

I am a self confessed shopper but I feel really bad if I hit my shopping quota for the month. That is because as much as I am a shopper, I am also a saver. I buy things I can actually afford to pay at that very moment I purchased the item. Hitting my shopping quota would mean I have less money to save. What do I do so I will be less guilty? I plan to save more the following month - maybe less coffee, less mall visits, etc. So here are some of the adjustments I make. Maybe you'll find some to be applicable to you. (Sorry, this is a long post) Phone/Mobile phone:  I am on Globe pre-paid for the longest time. Phone companies changes their promos every few months so that gives me variety of choices which can match my changing needs. I save more by loading P1000 which gives me 250 free text compared to P500 with 85 free text or 300 with 35 free text. As most of my family members and friends have either smartphones or tablets, I communicate with them using iMessage, Viber, Face...

Travelling had been a passion for me since I was little. My mom would bring me with her when visiting different provinces in the Philippines. I had my taste of an overseas trip when I was 14, quite old probably if you will compare to kids these days. I remember receiving shopping money but I gave half to my older sister, simply because it was way more than what I needed to get some souvenirs. Yes, ganun ako kababaw! When everyone else would put outlet stores on top of their itinerary,  I would opt to visit a temple or a local market simply because it's different from what I see back home. When I turned 18, I asked for a trip to Hong Kong instead of having a cotillion ball. It might probably be as expensive as having a party during that time as it was prior to the budget airline era but I got my much needed support from my mom (happy me! ;) ) That trip had started my dream of building a souvenir collection from every city/place I could visit. Souvenirs which would remind me o...